Question. I have gap insurance on my car because I was stupid and have it on my bike because..well i can't really remember. Someone decided I needed it and didn't tell me. Regardless, both are financed and the gap insurance is being paid as a lump sum on top of the finance. Is this the same sorta deal as a normal insurance policy where I can cancel it and get refunded the difference for the rest of the policy? If so..who do I ring about that? Cheers.