I stupidly used hand brake when turning right into Pitt Water Rd from Epping road last week, resulting a low speed drop. Thanks to the Nodic boots that saved my left foot. The insurance inspecter told me the bad news today that my bike was a total lost. It seems like CB250 is made out of plastic. A low speed drop could cause so much damage. I bought it brand new early this year (2005 model) and only done less than 6000km so far. I have a full cover insurance for it. Anyone went through the claim process in the similar case with SAWNN before? I found they are quite helpfull and efficient so far. But I do not know what it meant for "total lost". Are they going to pay me money for the insured amount, or they buy me a new one? (Honda is not selling CB250 any more), or any other options I will be asked to take? Thanks in advance.