Went to pull the trigger on a bike today. Haggled them down to the price I was happy with, which was 7.5k after trade in to be financed through them. Go to do the paperwork and the financed amount is 8.6k! Go through paperwork some more and turns out they want $1170 in establishment fees?! 400 to the finance company, and then $770 to the dealer!!!! Suffice to say I wouldn't sign and will pull out of the purchase. Has anyone had similar experiences, and is this normal for dealer finance? I don't want to owe 8.5k on a bike that is only worth 7.5k if I flip it, especially since interest is also 10%p.a.