Am I right in thinking that most fender eliminators/tail chops are illegal, given the following link... http://www.rta.nsw.gov.au/registration/downloads/vsi/vsi28.pdf It looks like you have to have either a mudguard or fender that stretches as far back as the rear of your tire? Also, if you cut the end of your frame off to bring everything forward, does this need an engineer's certificate - even if it is the rear most inch or inches from your frame; and you still have welded cross braces in place. If you don't have an engineer's certificate could your insurance company use this as a way out of paying a claim? If you get an engineer's certificate for such a modification does this have a negative impact on your insurance premiums ie, does it cost more to insure? Am I over anlaysing? Anyone have any experience positive or negative?