Seriously only a complete moron would follow this nugget. No grammar check at all "Halifax Bank temporarily suspend your account. Reason: Billing failure. We Need you to complete an Account Update so we can Unlock Your Account To start the update Process Follow the Link Below: https://www.halifax-online.co.uk/_mem_bin/formslogin.asp? Once you have completed the process, we will send you an email notification that your account is available For Used Under 24 Banking Hours! After that you can Access your account at anytime. The information provide will be treated In confidence and store in our secure database. If you fail to provide you required information your account will be automatically deleted from Halifax Bank Database. Thank you very Much for your Co- Operation. Halifax Bank plc"