So I was riding home one night in the rain, and as I was about to pass through an intersection a car makes a right turn (into oncoming traffic), I slam the brakes and take evasive action however I was way too close for the driver to be making the turn. I come down on the left hit my head and lose conciousness. The bike hits the back door. The damage isnt too bad, just a fractured neck, scratches and bruises. When I woke up in the ambulance, the ambulance driver told me what a dodgy guy the driver was. He's one of those 'fully sick' guys. There were witnesses at the scene who told the ambulance driver that the driver of the car proceeded to drive up the road and cause more damage to the car. This didn't make sense to me until I was informed by the police that he will be appealing the ticket that was issued to him. He has accused me of speeding (I was not speeding). The damage on my bike would show that it was a low speed collision. I do not have the contact details for these witnesses, only the ambulance driver who wrote me a note which describes their actions. When I was discharged from hospital, I went to the police to give my statement, they told me the driver was issued with a ticket, however he would be appealing. I was given the drivers details by the police for insurance purposes as he was deemed at fault. Now I've been chasing this guy for weeks and he has been giving me the runaround and Im fed up. My neck hurts and so does my knee. Its tiring. Everyday I would call him up and he would give me an excuse, some muslim holy day, something came up, etc etc any excuse for not making a claim with his insurance company. So today, he finally tells me that he will not be making a claim (he should have done that from the start). I do not have insurance of my own. What do I do in this case? Is the only way to settle this dispute in the courts?