Good evening everybody. Let's begin by saying I had a crash (which was my fault) and unfortunately the assessor decided to write of my poor GS500F. I thought it was just a smashed side fairing and there was no frame damage however there was apparently other damage and the quote was heading past $4000. Now my bike was insured for $4750. Please bear in mind that I can throw a couple of grand extra if need be hence the shortlist below. I am wishing for advice from owners of these bikes, people who have had similar situations and so on. Ideally, the bike wouldn't have been written off and I could go about my merry way once the injuries are sorted (fractured right wrist and elbow, though not very bad at all). What do I buy? I weigh 100kg. 90% of the time I just commute down St Kilda rd so on that front don't need a big engine. However, I do like to use the freeway every now and then and do like the odd ride on twisty country roads. The rational side of me says spend as little as possible as I am off restrictions in June. Bikes I am attracted too in this cheap mindset are things like the old CB250s. Otherwise, try and find another GS500F cheaply(I got my other one for $5250 ride away, though though it had a small scratch I didn't notice until later and 27,000 kms on the clock) though variety is the spice of life. The want side of me says chuck a couple extra grand and get a Ninja 300 Special Edition in green with ABS - I love the ZX-10R style looks, and I figure it will be popular as a trade in with the ABS and general shiney-newness. Especially with the crash knobs I will put on it. The curious side of me is thinking a single. I really dig the TU250X though worry about my just being a great windsock when I hit the eastern. I'm also worried about weather - I ride in all conditions and only got wet on the GS500F at crawling speeds - only maybe 3 times and I never wore wet weather gear. Does riding a naked mean your legs get soaked? This leads me to the CBR250R (with abs for resale; not personally fussed) as I think it looks ok in the HRC colours. Girlfriend suggests I get a postie, though she lives near chapel st and probably wants me to turn into a hipster. Chuck $6500 in your hypothetical pocket, tell me what you'd get. No Motards (don't like the look though I know they're fun), Scooters (do like the look but like shifting gears myself and can't imagine heading up to Kinglake on one, also girlfriend may get the wrong idea about me) and no suggesting pocketing the cash and waiting until I can buy a real bike - everyday I see one pass, I get a panging 'missing out' feeling.