I'm looking for advice after a recent crash. I was riding up a narrow twisty road, came a round a blind left hairpin and there was a truck on the wrong side of the road. I hit it head-on, but had washed off most of the speed I was doing, he was almost stopped as we hit. I got away with a bruised kneecap, am limping a bit but will be OK. My 2012 DL650 is most likely a write-off after a quick assessment at a local bike shop (smashed plastics, bent forks). I had no insurance other than CTP, the truck is owned by Byron Shire Council and I assume they have relevant insurance, I'm waiting for them to get back to me. I made a report to Byron police, luckily got a sympathetic bike rider and their report will show the Council at fault as their traffic controllers were not doing the job. I am looking for advice on two things. 1. How do I go about starting a claim for the damage to the bike, my pain/suffering and time off work (self employed). 2. I think the bike will be written off, but, perversely, I'd like to not have it written off, keep it and repair it myself, as I've had it since near new, have modded it and know it has been well maintained (I'd like to do a naked conversion). I would be prepared to accept a lower payment from the insurer to avoid write-off. So my question is, is this sort of negotiation possible and if it is are there pitfalls I should be wary of? Any advice would be gratefully received! Bloody Volvos!