I read elsewhere that there are going to be possible changes to TAC if you crash at a track day/ride day you will no longer be covered. It apparently is the result of the TAC being directed to award common law damages to a claimant who crashed at a PI ride day. The crash occurred in 2008 but due to the processes involved only just had a decision. The jury found in favour of the claimant for about $1.8 million and the TAC has to also pay his legal costs (on top of their own). Maybe worth robsalvv looking in to it. Frankly this would bring Vic on to line with NSW.