Hi All, Long time lurker first time poster here. I just got my Learners on the weekend and am keen to continue the learning on a 250. I am pretty keen on a new cbf250. I have been approved for Finance with Peter Stevens (Melbourne) which includes all my gear and bike and insurance. The good thing is that I can get the bike and gear soon (and insurance is taken care of as well). How ever, I don't really like finance. I'd pay the bike off in 4 months if I could. But there is a penalty rate. After 12 months.. it is only $150 penalty to pay it off. So I'd be paying $475 for the Interest in the first year and the $150 penalty for paying off the loan early. I have heard bad things about PS servicing, so I'd get it service somewhere else. The bike is $6200 with ORC. Any advise here is appreciated. Thanks.