got home successfully from ride yesterday, happy that Bangr was fine, having had lovely ride in perfect weather with excellent company. hopped in car to go visit friend, in a hurry to get back and get through some chores. made a last minute decision on cnr punt rd & commercial to duck into right filter lane and hang right up commercial. checked mirror but didn't head check, partially 'cos i thought it was illegal for anyone to try to come into the filter lane from any further back than i was (the diagonal stripes started just behind me). Prado came up behind me in a serious hurry, tried to swerve around me, swiped me all down the drivers side and shunted me into car on my left at the same time. all the time i'm just thinking thank god i'm in a cage right now. not a bruise, scratch or whiplash in sight. not sure who's fault but suspect probably mine (AAMI say it's a grey area), though don't think he was blameless either. typical bloke (sorry guys, but always pisses me off) gets out the car shouting at me for pulling out - god forbid he should check how i am first, be calm and start to talk about what to do or take any responsibility for his part in the process ie racing down the outside of stopped traffic on the wrong side of the road to get to the filter lane. only very minimal scratching to his car anyway. either way, seems my max excess is $450 which is pretty bloody impressive considering the thousands of $$ of damage done to mine and two other cars. and no loss of Lifetime Rating 1 - bonus! first time i've actually benefited from all that insurance i've paid over the years. well worth it i reckon now. currently sorting out with AAMI, who, true to their advertising, seem enormously helpful. car's a bloody mess - both sides scratched and dented top to tail and both bumper bars off completely. waiting to hear on assessment. 7 yr old honda civic - don't know whether it'll be worth their while to write it off or fix it. should hear in next coupla days. meanwhile happy to be a two vehicle household at the moment so can ride to work tomorrow, but caught a cab today 'cos after a sleepless night and still being a bit shaken, i just wasn't up to commuting on the bike today. not sure why i'm writing other than to vent. am i allowed to do that here? thx anyway and won't be offended if/when mods delete this thread!!