So after 4 weeks of glorious motorcycling of which I loved every second I got cleaned up by a moronic driver who probably didn't have a license. I say this because he never identified himself. This happened 2 and a half weeks ago on the 14th of August. I want to keep this nice and concise so basically here is what happened. I was riding east along Elgin St and the car that hit me was riding north along Cardigan St. He has a stop sign. I was travelling about 35-40 km/h when he crossed the intersection but stopped in the middle of the road on the tram tracks as there was a right turner who he could not see past. See crappy diagram below. So I slowed down because I saw this coming and knew he probably wouldn't see me. I got to a point where I could clearly see his entire windscreen but did not have eye contact dude to reflections. I continued in front of him and then he took off as I was passing. Why? I don't know. <<<<moron ^> right turner ^^ me Anyway he knocked me off there was nothing I could do to avoid this accident. I went over to the left after his car hit the right side of my bike and my leg was wedged in between. I was wearing full gear and leather Dririder boots. Nevertheless my tibia got a spiral fracture and I now have a titanium rod in my leg. So now to my question, money. I really don't want to think about this given I just cheated death but obviously there's a lot at stake here. I have to pay a basic excess ($450) and a under 25 excess ($1600) totalling $2k. The bike has been written off and they are paying me a market value price of $7,800 less excesses. Given I was not at fault is there anyway I can get out of paying these excesses or can I claim it as a victim of crime as the other driver didn't stop? The police attended but the officer didn't file a report for some reason and didn't actually get witness names or numbers at all which is disgusting. I'm massively pissed off because this copper has attended the scene of an accident and because he failed to grab details, it's now the scene of a crime (hit and run?). What can I do? I don't want to pay the excesses obviously and I wouldn't if the arsehat who hit me wasn't a criminal and ran off. At this point it looks like I'll make a full recovery and walk no problems in about 6 weeks but I want justice for the idiot that did this to me - he shouldn't get away with it. Also, the insurance company is being as useless as you expect but it was insured for market value (Suzi GS500F). I paid $7,600 and now a quote from Peter Steven's where I bought it is $8,390. Post-LAMs the price has gone up as expected but the assessor puts the value at $7,800 which I think is a total rip. I couldn't get a replacement at that price. Anyways that's my story, any tips or adivce you can give on tackling the insurance company of the insured value and the excesses is much appreciated. Thanks to the nice bloke who parked my bike, shame he didn't get the rego of the other car beforehand!