Howdy guys, Last week my (fully comp insured through InsureMyRide) 2011 GS500F was stolen. Two hours ago, I received a phone call from SAPOL; they'd caught and arrested the theif, and I needed to pick the bike up. The knobhead theif had painted over my license plate with white paint, and texta'd over a new number (badly); the police took the plate. I was left with a plateless bike with cracked fairings, scratched exhaust, removed stickers across the entire bike, and the ignition, seat and fuel cap locks were all drilled out. He also broke apart my Ventura rack and threw away some parts (???) I managed to get it started with a screwdriver and rode it to my work (to leave it in a close - to - city safe location), but I have a question; the person that did the damage to my vehicle is known. Will I still have to pay the excess and have this claim show up in my history? I think that's the way it's going to go, which sucks. The vandals details are known, can't they chase him for the funds? The biggest reason I'm concerned is I get off restrictions in four months and having a claim against me is going to murder my premiums moving into a big bike . Reading through the insurance documents, there's no mention of this situation. One thing worth noting though, is that I just found out I could have had a hire bike covered by Insuremyride, but they never bright it up despite me explaining my primary transportation had been jacked. Grr!