Hi guys, I go for my bike license next month and by then I will only have maybe a grand saved at most, I have just gotten a new full time job, I turn 18 on the 28 of next month and I go for my bike license the day after ( 29-30 ). I don't wanna have my license and not have a bike for like 4 months because that is about how long it would take for me to save enough and that would be killer knowing I can legally ride a bike but not having a bike. So I just wanna know how many of you took out loans to buy your first bike? I will be earning bout $1600 a month and say $300 of that a month is on crap like food and stuff. Do you think the bank would let a guy who has just turned 18 and has only held his job for bout 2 months take out a loan? I only wanna borrow bout $3000, so I can like repay like $1200 - $1300 a month. Sorry it was so long I just wanna bike . Josh.