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Bike Insurance Question

Discussion in 'New Riders and Riding Tips' at netrider.net.au started by rothko, Jan 17, 2008.

  1. Hi

    I have been doing some research into getting my first bike. I have been looking at insurance quotes over the internet and when I get to the question about how long have I been driving, I am not clear on how to answer this.

    I have been driving a car for 12yrs. But will only start riding this year. SO what answer do I give?

    And do insurance companies take into acount your NCB from driving when calculating your bike insurance?

    Hope this made sense.

    Brad


     
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  2. Yup

    Its years on the road so the car license & no claims bonus goes towards your newbie bike insurance.. (Don't think L's/P's count but was only short back then anyway)

    Very cool.

    Do shop around though cus theres a big difference depending on age/suburbs/driving record & the typical car insurers may sting you so don't forget the western QBE/ insuremyride type guys.
     
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  3. Yep I was in the same boat recently.
    Your driving experience definitely goes towards your no claim bonus.
    The only thing to be aware of is that most insurance companies I spoke to have an extra excess.
    e-g - Over 25 but riding less than 2 years
    From what i was told it is only applicable for an at fault accident though and not if your bike gets stolen.
     
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  4. Thanks for the replies.
    This makes me very happy, looks like the insurance wont be too nasty then.
     
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