So i walk outta the office this arvo after 5pm, the street is completely empty, except that there is a semi-trailer parked across the width of the street, and the truckie is out of the cab inspecting my bike. Long story short, gouges in the road, and damage to the left hand side of the bike, bent handle bar bent left indicator frame bent headlight frame cracked rear indicator light forks are not aligned, mudguard skewing off to the side is a dead giveaway, scratches and gouges on the front brake caliper bent sidestand scratched rear vision mirror / headlight casing / bar end scratching on the wheel The missus owns the bike, its registered and comprehensively insured in her name. Can we make a claim through insurance? (i know there's like a $500 excess fee)...the truckie didn't want to give his insurance details but i got all his other license details and checked it was current (date). My mechanic says that cos its insured under the missus' name we can't claim because I had used it to get to work (hence she wasn't riding at the time), but a couple of mates AND the police reckon that as long as its insured we can claim. I wasn't at fault, the bike was parked, and the truckie admitted to hitting it. Thoughts? oh and estimation to return the bike to new condition is $3500. '05 VTR 250 in clean unmarked condition until today. Would a write-off be a consideration considering the value of the bike?