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Discussion in 'Businesses and Service Providers' started by Vineyard Performance Team, Dec 28, 2006.
Which company gives you the best value for insuring your bike?
The one you don't have to use! :grin:
Seriously, you need to asses your need with what is provided by each Co. I'm with Swann, was with QBE, never used either, so don't really know how good/bad they are.
Wait a few weeks, and then ask again :grin:
Search the forums, sure to be a few answers - the topic comes up often. Dependent on age, location, type and value of bike, what you want covered to name a few aspects. If you call some of the agencies, they'll give you info - after all they'll probably want your business
Good suggestions guys!
Thanks for that, I will shop around!
Guys, i'm about to register my CBR250rr.
What is th absolute minimum insurance that I need? (NSW)
Third Party Property insurance or CTP Greenslip.
what is the difference between the two? do I need both if not which one do i need?
thanks in advance.
Guys and girls be aware that buying the lowest cost
insurance online might not be the best way for you to
choose. Some premiums offer agreed value payouts,
some offer market value only. Some cover you for
theft ONLY if your bike is chained down
to a solid object, not covered even if your bike
is in a locked garage. Some have higher excesses, some
lower. Some companies will not insure you if you have
had more than 3 speeding or on-the-spot or camera
fines in the last five years. Some will cover you for
up to $3000 of replacement leathers and helmet, some not.
Moral of this story is READ the DETAILS... BEFORE you choose,
so you know WHY its cheap or expensive, and which policy
fits your ride/lifestyle. Saving $50/year is NO USE if you don't get
paid when your bike is stolen while not chained up, or if
you dont get paid when your bike is crashed by your dad...
Disclaimer: I deal insurance sometimes. I've tried not to post
in a biased manner.