Hi Guys, I don't usually post here, and tend to be more active at OCAU/MC forums, but I'm very interested to hear from people here as well. For the record, I have been riding for a couple of years - almost daily. My bike is (was) an '03 Kawa Z1000. Basically, several weeks ago I was involved in a low speed collision in which I was following a chap in a Volksy passat around a corner in clifton hill. After the corner, he slowed and pulled to the left, with me behind him. As he was slowing and fully pulling over into the parking spot, I assumed that he was, well, parking. However as I continue around his car, his front end starts to swing out. Oh crap! I try to move to the right to dodge, but he keeps coming as he is executing his U turn. BAM I hit his front bumper just in front of his right front wheel, and I deflect off, my bike hitting the blacktop (which has now been declared a repairable write off) and I get up shaken. At the time he was very apologetic, producing his insurance quickly and apologising as he says he didnt see me and says he missed his turn off earlier on hoddle street, hence the U turn. Some other details: This is in Vic. The bike was not ridable and had to be towed from the scene - I gave my insurance company (full comp with Swann) a copy of the tow docket. I rang the cops after the incident and because no one was seriously injured they basically did not want to hear about it - therefore it is not on police file. Anyway... My post on OCAU/MC: Hi Guys, there has been some further developments in this incident and I would like some input / advice from you guys here who have been through a similar thing. Basically he is claiming he is not at fault (surprise, surprise). His insurance company is AAMI. His claim goes something like the following: "I turned into the side street, and there was one lane going each way with a traffic island in the middle. As I was driving, a motorcycle which I did not see coming, passed me while unsafe and collided with my car." Despite the fact that he verbally confirmed to me after the incident that he was doing a U turn and he didnt see me, he is now claiming he was driving along in a straight line, and that I tried to pass him dangerously, hence colliding and causing the accident. If anyone with half a brain looks at his story and mine, then tries to reconcile this with the type of damage on his car, and the location of damage it would be clear that this was a T-bone type collision rather than me sideswiping him. So I guess my questions are: If there are no independent witnesses, and we both have fully comprehensive insurance with differing insurance companies, how will they decide who is telling the truth? I have been given a letter from Swann outlining his "I'm not liable claim" and my chance to counter with a diagram and further explanation in the next 14 days, which I clearly intend on doing. I'm planning on going to the scene and taking photos - proving that there is no traffic island therefore it is possible for him to have been doing a U-turn. Along with several diagrams progressively showing the movements of his car and my bike. But I keep thinking - all this does is put my word against his. So who wins? Does this type of thing often go to court? Is there anything else I can do to strengthen my case? I plan on talking to a couple of family friends who are solicitors/lawyers. I'm sure someone has been in a similar situation and I'd be very pleased to hear your story. Thanks in advance.