Well i initially found out about this site after searching for reviews on insure my ride insurance. Unlucky for me i am reviewing this now following an accident. Two things i would like to discuss first being road user courtesy or lack of. I was travelling home from work traveling along a slip road from one freeway to another. The traffic had pretty much stopped maybe travellin at around 20kph. The road at this point is approx 30ft wide plus a wide service road to the left. I was progressing along at a steady pace and although there was sufficent room for me to pass on the right cars were moving over to the left anyway showing that some do and use courtesy. I reached a 4x4 in front of me with approx 15ft of space to the right of the vehicle and at this point in the road the place for joining the other freeway was a good 150metres plus away. This vehicle was travelling approx 20 to 30k's so with plenty of space to the right of the car and making good progress at around 40k's i began overtaking. At approaching half car length the car suddenly turned to the right, i braked hit the car at the side rear with me left bar and as the car continued its direction it pushed the front of the bike away from me causing the bike to fall onto its left side. Now the raeson for the car changing direction so suddenly is beyond comprehension, the only thing i can assume is that he had saw me and thought bugger him im not going to let him pass he can stay in the traffic like everyone else. As a witness to the accident stated to me it looked like he tried to kill me. Sooo, the question now stands, i am being told that because it was a single lane and even though the lane was two plus car widths across and i was making steady safe progress it looks like i am at fault, so forget the highway code stating check your mirrors before making any manouvere(cant spell) or changing direction if its a single lane you can move anywhere without looking and possibley kill someone as long as you stay within the lane. So i now have to wait and see what happens. Re: Accident Further to the above i have now contacted my insurance insure my ride ony to be told that my cover of theft insurance does not have the basic third party liability with it,(WHAT) you say, so apparently paying a higher premium than third party only will only cover you if your bike is stolen, so evryday usage is not covered, what the hell. I have never had a insurance company tell me this before, all of my previous insurance cover was either third party only, fire and theft inclusive of third party or fully comprehensive, who would even want a cover for theft and not have the basic evryday liability insurance with it, i am damn confused to say the least. So on top of the accident i now have the issue on how i am going to see how i can progrees with someone trying to kill me without my insurances help.