Hey guys, I have a bit of a problem and not sure what to do. I was involved in an accident on a double lane round. A car on the inside lane entered my lane and hit the front of my bike. I fell straight down but luckily sustained no road rash, probably due to the low speed i was traveling at. I did sustain a bruised ankle, so I have definitely learned to wear protection no matter how short the trip. The whole right side of my bike is scratched. This is where I have a problem, I only have third party property damage insurance, and the person who hit me said that there is no damage to her vehicle so she is not putting in a claim. I did make an incident report to the police, but I am not sure how the whole process works or what can I do? I tried speaking to the persons insurance company, however they did not want to speak with me and told me to get the driver to lodge a claim - something she has not done even though I asked her to. I have no idea what to do now, any advice will be appreciated.