Very happy with these guys! My insurance is about to come up in March, Just had a call from them to say that my premiums will be dropping. Was paying $598.00 for a 26 year old riding a 2004 VTR250, the only problem being shitty gear cover, of only $200.00. When i renew, the premium is going to drop to $413.00 my gear is covered up to an agreed total of $1800.00 (up to 5 grand if i wanted it). As well as them bumping me to a category 1 insured rider for life! Tops!