05/10/2007 following exchange took place on Craigslist - donâ€™t miss investment banker's response 'What am I doing wrong?â€™ Okay, Iâ€™m tired of beating around the bush. Iâ€™m a beautiful (spectacularly beautiful) 25 year old girl. Iâ€™m articulate and classy. Iâ€™m not from . Iâ€™m looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City, so I donâ€™t think Iâ€™m overreaching at all. Are there any guys who make 500K or more on this board ? Any wives ? Could you send me some tips ? I dated a business man who made an average of around 200 - 250K. But thatâ€™s where I seem to hit a roadblock. $250,000 wonâ€™t get me to Central Park West. I know a woman in my yoga class who was married to an investment banker, and lives in Tribeca. Sheâ€™s not as pretty as I am, nor is she a great genius. So what is she doing right ? How do I get to her level ? Here are my questions specifically: - Where do you single rich men hang out ? Give me specifics - bars, restaurants, gyms - What are you looking for in a mate? Be honest guys, you wonâ€™t hurt my feelings - Is there an age range I should be targeting ? - Why are some of the women living lavish lifestyles on the so plain? Iâ€™ve seen really â€˜Plain Janeâ€™ boring types, who have nothing to offer incredibly wealthy guys. Then Iâ€™ve seen drop dead gorgeous girls in singles bars in the . Whatâ€™s the story there ? - Lawyers, investment bankers, doctors. How much do those guys really make ? And where do the hedge fund guys hang out ? - How do you rich guys decide on marriage vs. just a girlfriend ? I am looking for MARRIAGE ONLY. Please hold your insults - Iâ€™m putting myself out there in an honest way. Most beautiful women are superficial - at least Iâ€™m being up front about it. I wouldnâ€™t be searching for these kind of guys if I wasnâ€™t able to match them - in looks, culture, sophistication, and keeping a nice hearth and home'. An Investment Banker's Response: Dear Pers-431649184: 'I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament. Firstly, Iâ€™m not wasting your time. I qualify as a guy who fits your bill - that is, I make more than $500K per year. That said, hereâ€™s how I see it: Your offer, from the prospective of a guy like me, is a plain and simple crappy business deal. Hereâ€™s why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But hereâ€™s the rub, your looks will fade and my money will likely continue into perpetuity - in fact, it is very likely that my income will increase, but it is an absolute certainty that you wonâ€™t be getting any more beautiful! So, in economic terms, you are a depreciating asset. Not only are you a depreciating asset, however, your depreciation accelerates! Let me explain - youâ€™re 25 now and will likely remain pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 - stick a fork in you! So, in Wall Street terms, we'd call you a trading position - not a buy and holdâ€¦hence the rubâ€¦marriage. It doesnâ€™t make good business sense to 'buy you' (which is what youâ€™re asking) - so Iâ€™d rather lease. In case you think Iâ€™m being cruel, I would say the following: if my money were to go away, so would you - so when your beauty fades I need an out too. Itâ€™s as simple as that. So the deal that makes sense for me is dating, not marriage. Separately, I was taught early in my career about efficient markets. So, I wonder why a girl as 'articulate, classy and spectacularly beautiful' as you has been unable to find your sugar daddy. I find it hard to believe that, if you are as gorgeous as you say you are, your $500K man hasnâ€™t found you - if only for a tryout. By the way, you could always find a way to make your own money - and then we wouldnâ€™t need to have this difficult conversation. With all that said, I must say youâ€™re going about it the right way. Classic 'pump and dump'. I hope this is helpful, and if you want to enter into some sort of lease, please let me know'.